Using a cash flow spreadsheet will help you avoid the paycheck to paycheck cycle. This spreadsheet allows you to estimate your bank balance over the next several weeks or months after you enter your income and expenses. The spreadsheet is fully customizable. You can add additional weeks, income lines, and expense lines. Also, there is a dedicated section for savings, which will allow you to forecast how your savings impacts your cash flow.

You will get a XLSX (14KB) file