My first investment was through an IRA, which stands for Individual Retirement Account, over 15 years ago. I started with that because it was easy to use as a novice investor. I didn’t know much about the ins and outs of IRAs, so once I understood more, I was able to switch companies and make … Continue reading What’s an IRA and How to Open One
Investing was never talked about at home, besides my grandmother saying she wanted her money in the bank because investing was “dangerous." I understood that by dangerous she meant risky and that she could not take any risk to lose what she had.
Today I decided to dip my toes into the world of zero-sum budgeting. Meaning, I have created a budget AND transfer system that uses every dollar of my paycheck.