Budget & Cash Flow Tools -
http://focusedspender.com/budget-tools

Related Videos-
How to Organize Your Financial Paperwork - https://youtu.be/Yn0LC-G3J3E
How to Plan Your Money for the Year - EASY 12 Month Budget and Cash Flow - https://youtu.be/xYwHLwNxUfk

***5 Payday Mistakes Keeping you From Saving & Investing*** - http://eepurl.com/gcKgef

While the stock market has seemingly made a full recovery, stocks are now back to the levels they were in February - in fact, my stock portfolio looks like a V shape, there is still so much uncertainty. Congress can’t come to a conclusion on whether or not they are going to extend the $600 in federal unemployment and 40 million Americans are risking eviction by the end of this year without a stimulus plan. My hope is that whenever you watch this video that whole mess would have been sorted out.

And even if your personal portfolio is doing fine and you’re still employed, it’s still a scary financial time to live in. For many people, particularly Black people in this country, you may feel that the added weight of supporting family members that may not be doing as well as you. So their financial instability can have a direct effect on your finances.

So what can you do? I gave it some thought and came up with five tips that I think can help you manage your finances during these times. They all may not apply to your situation, but most will.

~~Connect w/me~~
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#indexfunds #fidelity #personalfinance

Last year I made the switch from E-Trade to Fidelity to take advantage of the low fees. Today I'm sharing how I did, what I bought and if it was worth it or not.

***5 Payday Mistakes Keeping you From Saving & Investing*** - http://eepurl.com/gcKgef

Related Videos
Why I Moved My IRA to Fidelity - https://youtu.be/2xm-XsmvWY0

My Betterment Account after the Stock Market Drop - The Coronavirus Effect - https://youtu.be/OFFecawa_q0

Budget Tools - https://focusedspender.dpdcart.com

Connect With Me -

Blog - https://focusedspender.com
Instagram - https://www.instagram.com/focusedspen...
Twitter - https://twitter.com/focusedspender
Facebook - https://facebook.com/focusedspender

This video is provided for general information purposes only. Your use of betterment.com or investing, in general, is at your own risk, and you should not start investing without first seeking professional advice.

#focusedspender
#taxes #personalfinances

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.co/5-payday-mistakes/

Connect With Me -

Website - www.focusedspender.com

Blog - https://focusedspender.com

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#focusedspender #collegesavings #personalfinance
A 529 plan is a tax-advantaged savings plan designed to encourage saving for future education costs. 529 plans, legally known as “qualified tuition plans,” are sponsored by states, state agencies, or educational institutions and are authorized by Section 529 of the Internal Revenue Code.

"The 5 Payday Mistakes That Keep You From Growing Your Savings and Investment Accounts" - https://focusedspenderpayday.lpages.co/5-payday-mistakes/

RESOURCES
Vanguard Deduction Calculator
https://vanguard.wealthmsi.com/stdc.php

https://www.savingforcollege.com/articles/dont-be-fooled-by-529-plan-sticker-shock-635
https://www.fool.com/retirement/2018/03/02/most-parents-are-saving-for-college-this-way-and-t.aspx


Budget Tools - https://focusedspender.dpdcart.com

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Blog - https://focusedspender.com
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Full Episode - https://anchor.fm/drkeisha/episodes/A-Life-of-Detours-efo57s

This week, I'm excited to share that I'm featured on Episode Five of "Misadventures of an Inspired Woman," with my friend Dr. Keisha Thompson. I've been on podcasts before but this was extra special because you really get to see my true personality.

I'm currently listening to the episode laughing my butt off because I share the stories that shape me, from the culture shock of going to a PWI (predominately white institution - my college), to my grandmother's "bus outings" which was her official side hustle, to growing up hearing Spanish every day at home but not speaking it.

You really get a glimpse of the true me. Especially because I forgot to put on my "polished tone" for much of the episode aka code switch. Look it up!

The episode is titled A Life of Detours because my life has been one big detour leading me to where I am now.

Sign Up for M1 Finance (**Affiliate Link**) - https://m1finance.8bxp97.net/c/1401544/696710/10646

M1 Borrow - https://dashboard.m1finance.com/d/borrow
Explanation of M1 Borrow - https://support.m1finance.com/hc/en-us/articles/360001464087

Related Videos -

My $15/Wk Investement - https://youtu.be/4lsGUSvo0Ts

I Invested $500 on M1 Finance - Tour, Pros & Cons, Do I Recommend - https://youtu.be/Ru1x8bFE6Ek

I Accidentally Tried M1 Finance - And Made Money in One Week! - https://youtu.be/88bKWNVZ4l0

I have been using the M1 Finance platform since November 5, 2018 - so about one year. Check out this video to see my results - the winners and losers!

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.co/5-payday-mistakes

Budget Tools - https://focusedspender.dpdcart.com

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#focusedspender #stockmarket #investing

I've noticed a trend in the past few weeks, although business are still shuttered, there is civil unrest and we're still in a global pandemic, my stock portfolio has still been on the rise. I have to say I was totally clueless as to why. In today's video, I seek to answer the question - Is the stock market a reflection of the economy?

Unemployment Miscalculation Article - https://www.washingtonpost.com/business/2020/06/05/may-2020-jobs-report-misclassification-error/

My thoughts on Black Lives Matter.

#focusedspender #robinhood #investments

***Get Free Stock*** With this link - https://share.robinhood.com/kamilao3

***My 2019 Investment Strategy*** - https://youtu.be/mw9iYJAI5Ss

***My M1 Finance $500 Investment*** - https://youtu.be/88bKWNVZ4l0

***5 Payday Mistakes Keeping you From Saving & Investing*** - http://eepurl.com/gcKgef

Today I'm sharing with you how my Robinhood investment account has done after 6 months and how my account was able to grow so large.

~Related Videos~
I Invested $325 on the Stash App - https://youtu.be/BYkdQ9Y1rxE
I Finally Tried the Stash App! - https://youtu.be/S6u2XnakmlM
My Betterment Update after 2 Years and 8 Months!! - https://youtu.be/BnRtplhik0A
Betterment.com 1.5 Year Update – $2200 in GAINS! - https://youtu.be/yMRzMabbeaM
Betterment.com Six Month Update - https://youtu.be/hR6idvFQELo
$65,000 Debt Gone/Betterment.com - https://youtu.be/VAIT34CLYQQ

Budget Tools - https://focusedspender.dpdcart.com


Connect With Me -

Blog - https://focusedspender.com
Instagram - https://www.instagram.com/focusedspen...
Twitter - https://twitter.com/focusedspender
Facebook - https://facebook.com/focusedspender

This video is provided for general information purposes only. Your use of betterment.com or investing, in general, is at your own risk, and you should not start investing without first seeking professional advice.

#focusedspender #onlinebanks #personalfinance
***Note*** This video was taped on 5/11/20. Interest rates may (most likely) have changed.

It is super important that every dollar you earn gets puts to work making money FOR you. If you are not investing your money, the next best thing you can do is to save your money in a HIGH YIELD SAVINGS account. Gone are the days of parking your money in a low to no interest account. You might as well leave it under a mattress! These interest rates are changing weekly. The highs are gone, but the rates these banks are offering are better than brick and mortar banks like Chase or Bank of America. Plus they offer cool features to help you manage your money into sinking accounts.

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.com

Budget Tools - https://focusedspender.dpdcart.com

Connect With Me -

Blog - https://focusedspender.com
Instagram - https://www.instagram.com/focusedspen...
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