#focusedspender #moneytips #personalfinance

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.co/5-payday-mist​akes/

I am funny with my money. There are certain things that I refuse to skimp on, but other items that I will do the most to get for free or next to nothing. In today's video, I am sharing five things I don't spend my money on.

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#focusedspender #studentloans #morehousecollege

Unless you have been living under a rock, by now you have heard of the billionaire investor and philanthropist Robert F. Smith who was the keynote speaker at the 2019 Morehouse college graduation. He pledged to pay off the loans of the entire 2019 graduation class, basically changing the trajectory of their lives forever.

In light of this announcement, I wanted to sha​re tips that I have to ensure for people in school, going to school or have college-aged children can keep the amount they owe in student loans at a minimum by the time they graduate to a minimum.

#focusedspender #financialtips #financialselfsabotage

Instantpot - https://amzn.to/2JzP6zi

You've tried to get out of debt for years but are having trouble getting over the hump. You may be self-sabotaging yourself and doing things that won't allow you to progress. In today's video, I am sharing 10 tips to help you avoid the triggers that are sabotaging your finances.

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.co/5-payday-mist​akes/

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Sign up for Acorns here! Get $5 if you use my link - https://www.acorns.com/invite/?code=LVUC65

Acorns is the leading micro investing app in the U.S. It's​ easy-to-use, mobile-first technology makes it simple for anyone to set aside and invest life's spare money. Acorns allows customers to automatically invest in a low-cost, diversified portfolio of exchange-traded funds offered by some of the world's top asset managers (including Vanguard and BlackRock).

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#focusedspender #debtsnowball #creditcarddebt

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.co/5-payday-mist​akes/

I’m assuming that you’re watching this video because you are looking for the right way to pay off your credit card debt and how to do it quickly. If you are the average American, you may have around $5K-$15K worth of credit card paying an interest rate 15% to 20%, and much higher if you are using store credit cards.

If you are someone who is running a balance on multiple cards and want to get rid of the debt quickly, there are three things you can do that are all interrelated.

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#focusedspender #moneytips #emergencyfund

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.co/5-payday-mist​akes/

Because you clicked on this video, I know that you want to start an emergency fund or building upon your fund. You’ve probably heard many people talk about the importance of having an emergency fund, and it’s true, you need to be financially prepared in case of an emergency. The last thing you want to do when you’re having an emergency is to turn to your credit cards because those bills will follow you for years to come.

I am going to answer three questions in this video:

1. How much money should be in your emergency fund
2. Where should you keep your emergency fund
3. How can you quickly grow your emergency fund

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#focusedspender #robinhood #m1finance
Sign up for M1 Finance - https://mbsy.co/m1finance/44510310 **
(This is an affiliate link)

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.co/5-payday-mistakes/

I Invested $500 in M1 Finance - Tour, Pros & Cons - https://youtu.be/Ru1x8bFE6Ek

Have you thought about trying out the Robinhood app or the M1 Finance app to start investing? Today I am comparing the Robinhood app to the M1 Finance app to see which one is better. Each investing app has its pros and cons. Watch the video to see if which investing app is right for you.

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#focusedspender #budgettips #moneytips

Before the Budget - http://focusedspender.com/budget-tools/
Use the COUPON CODE PreBudget to Get $4.99 Off**

Are you struggling with budgeting? Do you create budgets that you can't follow or are you just so overwhelmed with the process that you won't sit down to create one? You know how important building​ a budget is. Whether it's a super detailed budget or some rough numbers on a piece of paper, it's important to get that plan down on paper so that you can have a clear idea of where you want your money to go. Today, I'm sharing with you three reasons why you are struggling with budgeting and a solution to get you on track.

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#focusedspender #organization

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.co/5-payday-mistakes/

Marie Kondo - Life-Changing Magic of Tidying Up -https://amzn.to/2JBryfn
1-inch Three-ring binders - https://amzn.to/2HBPzkC
2-inch Three-ring binders - https://amzn.to/2On69oX
Plastic Sleeves - https://amzn.to/2Wd62Po

For the past two years, I have been organizing financial documents that I need easy access to in three-ring binders. This system is easy to use and implement. Check out the video to see how I set the system up and the products I use!

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#focusedspender #moneyapp #moneytips

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3 MODELS FOR HANDLING YOUR FINANCES IN A RELATIONSHIP - https://focusedspender.com/3-models-for-handling-your-finances-in-a-relationship/

If you are in a serious relationship where there are finances involved, it might be a sore subject. What expenses should be split, merged or kept separate? Plus how exactly do you track it all? My boyfriend and I have struggled to figure out the best way to do so, but then I was asked by AskZeta to try their money management for couples app. So I did! Watch the video to learn more about managing your finances as a couple and the app to make it easier!