#budget #personalfinance #moneytips

I have some big things happening this year and I wanted to make sure I could do it all WITHOUT compromising by investing and savings goals. So I decided not only to create a budget but also to create a 12-month cash flow sheet to plot out my spending for the year.

The beauty of a cash flow tool is that it allows you to plan out when you can save more and when you need to adjust your spending when you have significant expenses coming up. It is crucial for anyone who wants to stop living paycheck to paycheck.

Please check out today's video, where I share my new budget and cash flow tool.

http://focusedspender.com/budget-tools

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Blog - https://focusedspender.com
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#focusedspender #financialgoals #moneygoals

It's almost 2020 and it's time to set new goals. But the key besides setting goals is to CRUSH your money goals. You want to change your life forever. In this video I'm giving you steps to completely overhaul your financial life so you can have the life of your dreams.

***Before the Budget - Workbook and Budget Template***
https://focusedspender.dpdcart.com/product/179246
50% OFF Coupon Code: BeforeYT50
***GOOD UNTIL 1/31/2020***

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Blog - https://focusedspender.com
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Facebook - https://facebook.com/focusedspender

I have used Mypoints.com for the past 16 years to earn rewards points. I have used the money earned to shop for myself and by presents for friends and family. Be sure to click on the link below to start earning points today!

***Mypoints.com Referral Link - 25 Points to Sign Up - 750 bonus points after $20 spent***
https://www.mypoints.com?rb=24032746

#focusedspender #weddingbudget #wedding
Hey All,

It's the Focused Spender here and I'm getting married! That's the fun news. The not so fun news in trying to plan and pay for it all. People are trying to steal my wallet! While I'm still figuring out which vendors to use, I'm working on saving my money so I can pay for it all CASH, without compromising my current investment plan. Watch to see what I'm doing differently to make it all work!

Videos Mentioned
- My 2019 Investment Strategy - https://youtu.be/mw9iYJAI5Ss
- Four Things I Spend My Money On - https://youtu.be/tPeSonjj6a0

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.c...

Budget Tools - https://focusedspender.dpdcart.com

Connect With Me -

Blog - https://focusedspender.com
Instagram - https://www.instagram.com/focusedspen...
Twitter - https://twitter.com/focusedspender
Facebook - https://facebook.com/focusedspender

Are you ready to invest but have absolutely no clue where to start? Should you buy stocks, what stocks should you buy, should you open a 401k? Well, in this video I explain exactly where you should start if you never invested in anything before.

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.com

Related Videos

My M1 Finance Dividend Payout After One Year!! - https://youtu.be/zHFVLgQYhwg
Which Did Better? My $500 Stock Picks Compared to the $500 in FREE Stocks I Received From Robinhood - https://youtu.be/PMYuYT0KtxI
My Betterment Investing Update - 4 Years Later!! - https://youtu.be/UbMjEcXt6H8
My 2019 Investment Strategy - https://youtu.be/mw9iYJAI5Ss
Robinhood vs. M1 Finance Comparison - https://youtu.be/jMX8L_8cbR8
Why I Moved My Money to Fidelity - https://youtu.be/2xm-XsmvWY0
$500 Robinhood Investment Update - https://youtu.be/w6Qu5egVP4M
$65,000 Debt Gone/Betterment.com - https://youtu.be/VAIT34CLYQQ

Budget Tools - https://focusedspender.dpdcart.com

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Blog - https://focusedspender.com
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#focusedspender #investing #robinhood

I have had my Robinhood investment account for 1 year and 3 months now. When I first invested in the account, I purchased a little over $500 worth of stock in the account. Because of people watching my first Robinhood video and using my referral link, I was able to get $500 in free stocks, which is the max you can get.

I thought it would be interesting to do a bit of performance comparison on the two segments of my account.

The six stocks that I invested in are a combination of stocks that were recommended by the analysis function on Robinhood and me doing my own research. While the free stocks I received were basically a lotto.

Click on the video to see I was able to outperform Robinhood or if the computer picked stocks got the best of me.

Any Monkey Can Beat the Market - https://www.forbes.com/sites/rickferri/2012/12/20/any-monkey-can-beat-the-market/#32767f2e630a

Related Videos
- $500 Robinhood Investment After SIX MONTHS - Update - https://youtu.be/w6Qu5egVP4M
I Invested $500 with Robinhood - Tour, My Gain/Losses and Pros & Cons - https://youtu.be/o4V-6TYOw4w
***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.c...

Budget Tools - https://focusedspender.dpdcart.com

Connect With Me -

Blog - https://focusedspender.com
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#focusedspender #m1finance #investing

Sign up for M1 Finance - http://m1finance.8bxp97.net/c/1401544/696710/10646 **
(This is an affiliate link)

RELATED VIDEOS -

I Invested $500 on M1 Finance - Tour, Pros & Cons, Do I Recommend - https://youtu.be/Ru1x8bFE6Ek

I Accidentally Tried M1 Finance - And Made Money in One Week! - https://youtu.be/88bKWNVZ4l0

I have been using the M1 Finance platform since November 5, 2018 - so about one year. I focused on stocks that paid dividends. Watch to see how much I've earned in dividend payouts and let me know if I need to do any adjustments!

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.c...

Budget Tools - https://focusedspender.dpdcart.com

Connect With Me -

Blog - https://focusedspender.com
Instagram - https://www.instagram.com/focusedspen...
Twitter - https://twitter.com/focusedspender
Facebook - https://facebook.com/focusedspender

#focusedspender #firemovement #firemethod

Do you want to retire super early, like in your 20s, 30s or 40s? Well, the FIRE method might be for you. Today I'm talking about how much you need to save and how much you can spend in retirement to make it happen.

Article Mentioned - https://nypost.com/2019/10/08/inside-the-strange-secretive-lives-of-rich-millennial-cheapskates/

The FIRE movement is a lifestyle movement whose goal is financial independence and retiring early. The model became particularly popular among millennials in the 2010s, gaining traction through online communities via information shared in blogs, podcasts, and online discussion forums.

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.c...

***Visit Me on the Web***
www.focusedspender.com

Financial Tools
https://focusedspender.dpdcart.com

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#focusedspender #budgettravel #traveltips

I just came back from a trip to Europe where I jumped from city to city stopping in London, Paris, Barcelona, and Madrid with my fiance. We are able to save thousands by following some basic budget tips, allowing us to have a fabulous vacation and keeping costs low.

Resources -
www.google.com/flights
www.airbnb.com
www.instagram.com/travelbecomesme

NYT Article - How to Avoid Being Fleeced When Using a Credit Card Overseas - https://www.nytimes.com/2019/10/01/travel/overseas-credit-card-fees.html

How Much We Spent (Two People - 12 Days)
International Travel (Flights/Trains) - $1659.51
Accommodations - $1539.40
Local Travel (Subway, Bus, Taxis) - $269.34
Food and Activities - $718.21
Cash Spending - About $120

***5 Payday Mistakes Keeping Your Saving and Investment Accounts from Growing & How to Fix it! *** - https://focusedspenderpayday.lpages.co/5-payday-mist​akes/

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Blog - https://focusedspender.com
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Facebook - https://facebook.com/focusedspender

#focusedspender #personalfinance #investing

Try Public (Use link on phone) - $10 for $10 - https://share.public.com/focusedspender
Visit Public on the Web - www.public.com

Ready to invest, but turned off by the high stock prices? Do you also want the security of a high earning account? Open up this video to see what the public app has to offer. You'll get a tour of the app, the pros, cons and learn who this investing app is for.

"Public opens the gates by making investing free, social and slicing stocks into tiny bits so everyone can afford to own a piece of any public company. No matter their wealth or which circles they run in."

Connect With Me -

Website - www.focusedspender.com
Blog - https://focusedspender.com
Instagram - https://www.instagram.com/focusedspen...
Twitter - https://twitter.com/focusedspender

RELATED VIDEOS -

I Invested $500 on M1 Finance - Tour, Pros & Cons, Do I Recommend - https://youtu.be/Ru1x8bFE6Ek

I Accidentally Tried M1 Finance - And Made Money in One Week! - https://youtu.be/88bKWNVZ4l0

I Invested $500 with Robinhood - Tour, My Gain/Losses and Pros & Cons - https://youtu.be/o4V-6TYOw4w

I Invested $325 on the Stash App - https://youtu.be/BYkdQ9Y1rxE

My Betterment Update after 2 Years and 8 Months!! - https://youtu.be/BnRtplhik0A

Betterment.com 1.5 Year Update – $2200 in GAINS! - https://youtu.be/yMRzMabbeaM

Betterment.com Six Month Update - https://youtu.be/hR6idvFQELo

$65,000 Debt Gone/Betterment.com - https://youtu.be/VAIT34CLYQQ